Many people in Kenya check their PayPal limits when they want to withdraw money to Mpesa, receive payments from abroad, or understand why a transaction did not go through. If you are trying to learn how to check my PayPal limit in Kenya using phone or app, the good news is that the steps are quick and easy.
You do not need a laptop, and everything appears clearly in your PayPal mobile settings.
Below is the simple process most users follow to view their sending limit, receiving limit, withdrawal limit, or any restrictions PayPal may have placed on the account.
Why Kenyan Users Check PayPal Limits
PayPal limits affect several things, especially when money is involved. For most people in Kenya, checking limits usually happens when:
- PayPal declines a withdrawal to Mpesa
- A client sends money, but it does not reflect
- PayPal asks for additional verification
- A withdrawal shows “pending” for too long
- A transaction shows “exceeds your receiving limit.”
Knowing your limits early helps you avoid surprises, especially when expecting money from online work, e-commerce, or international payments.
How to Check My PayPal Limit in Kenya Using Phone or App
Before you start the steps for how to check my PayPal limit in Kenya using phone or app, make sure you are logged into the correct PayPal account on your device.
1. Open the PayPal App on Your Phone
Start by opening the PayPal app. If you do not have it installed, you can log in through your mobile browser. Both options show the same limit details.
2. Go to Your Settings
Look for the settings icon at the top right. This section controls your profile, security, and account features.
3. Tap “Account Limits”
Under settings, you will see a menu labeled Account Limits. This is where PayPal displays all restrictions on your account, including how much you can send or receive.
4. Check Each Limit One by One
Here, you will see:
- Sending limit – how much you can send in one transaction
- Receiving limit – important for freelancers and business payments
- Withdrawal limit – affects how much you can move to Mpesa
- Verification status – PayPal may ask for ID or proof of address
This section is usually what people are looking for when they search for how to check my PayPal receiving limit or how to check PayPal limit on the app.
5. Follow Any Instructions to Lift Limits
If PayPal requires verification, you will see a message asking you to complete a task such as confirming your email, adding an ID, or linking a card.
Once this is done, most limits disappear instantly or within a short time.
If you follow the steps for how to check my PayPal limit in Kenya using phone or app and still see restrictions, it usually means PayPal needs one more verification from you.
Common Questions Kenyan Users Ask
Is there a limit on PayPal amounts?
Yes. PayPal sets limits based on whether your account is verified.
How much is the PayPal account limit?
Limits vary from one user to another and appear clearly under Account Limits.
How do I lift my receiving limit on PayPal?
Complete the verification steps shown in your PayPal settings.
How do I view my PayPal limit?
Open the PayPal app → Settings → Account Limits.
How do I change my PayPal limit?
You cannot change limits manually. You can only lift them by verifying your account.
If You Use PayPal With Mpesa
Many people check their limits before withdrawing to Mpesa. If you also want to move your PayPal balance to your phone, our PayPal–Mpesa withdrawal guide explains every step.
Tarun Asrani is the founder and editor-in-chief of SmartAfricaGuide. With extensive experience in digital publishing and content strategy, he leads the platform’s focus on finance, scholarships, e-learning, and career opportunities shaping Africa today. Tarun visits Africa twice a year, gaining first-hand exposure to local education systems, job markets, and emerging technologies. He also closely follows African news, university updates, and government initiatives to ensure SmartAfricaGuide delivers timely, accurate, and practical insights grounded in real regional experience.
