Last updated on January 16, 2026
What is the difference between bursary and scholarship? A bursary is typically awarded based on financial need, while a scholarship is usually given for academic achievement, talent, or leadership. Both help students pay for education, but they work very differently.
The choice between a bursary and a scholarship directly affects tuition payments, funding conditions, and long-term education costs. Many students compare these options while applying for financial aid or planning their academic budgets. This guide breaks down the criteria, expectations, and key differences of bursary vs. scholarship so students can choose the option that fits their situation.
Quick Glance
- A bursary is usually based on financial need
- A scholarship is usually based on academic or personal merit
- Bursaries may require you to study specific courses or meet income rules
- Scholarships are often awarded for strong grades, leadership, or talent
- Both provide funding that does not normally need to be repaid
Table of Contents
What Is a Bursary?
A bursary is financial assistance offered to students who cannot afford the full cost of education. The main factor is financial need, not grades. Students are asked to submit income proof, fee statements and identification documents so the sponsor can assess the situation fairly.
Most bursaries do not require repayment unless the student breaks the rules, withdraws from the programme, or provides false information. Government bodies, private companies, NGOs, and universities all offer bursaries to support learners who face financial barriers.
What Is a Scholarship?
A scholarship is an award given to students who show strong academic performance, talent in sports or arts, leadership qualities, or community involvement. Selection focuses on merit rather than household income.
Scholarships may be full or partial, depending on the programme. Some require the student to maintain a certain grade level or continue participating in an activity. Universities, corporate foundations, sports organisations, and cultural institutions are common providers.
Students looking for scholarships in Kenya can check our easy guide on how to apply for government scholarships in Kenya.
Bursary vs Scholarship
| Aspect | Bursary | Scholarship |
|---|---|---|
| Primary Purpose | To support students with demonstrated financial need | To reward academic merit, talent, or specific achievements |
| Eligibility Criteria | Household income, financial hardship, or social circumstances | Academic performance, skills, leadership, or special talent |
| Funding Source | Government departments, institutions, NGOs, or private sponsors | Universities, private organisations, foundations, or donors |
| Selection Process | Income assessment with supporting financial documents | Evaluation of grades, awards, achievements, or portfolios |
| Financial Obligations | No repayment required unless funding conditions are breached | No repayment, but academic performance standards usually apply |
| Coverage | Tuition fees, study materials, and sometimes basic living support | Tuition, accommodation, travel costs, and living stipends in some cases |
| Typical Beneficiaries | Students who may not afford education without financial assistance | High-performing or specially skilled students |
Which Option Is Better for You: Bursary vs Scholarship?
A clear view of the bursary vs scholarship enables students to make informed decisions about funding opportunities.
When a Bursary Makes More Sense
A bursary is the better choice if your main challenge is financial. If you can provide the required documents and show genuine need, bursaries offer strong support without requiring top grades.
When a Scholarship Is the Better Fit
A scholarship suits students who consistently perform well or excel in a particular area. If you already have strong grades, sporting achievements, or leadership experience, a scholarship can open wider opportunities.
Can You Apply for Both?
Yes. Many students apply for both, especially when the criteria do not conflict. Some programmes even allow a bursary and scholarship to be held at the same time if each covers different needs.
Common Myths About Bursary and Scholarship
“Bursaries are only for struggling students.”
Most bursaries do prioritise need, but some consider academic effort and community involvement.
“All scholarships are for straight-A students.”
Many scholarships look at more than grades, including leadership, sports, arts and volunteer work.
“You cannot hold both a bursary and a scholarship.”
Some institutions allow a combination if the rules do not overlap.
FAQs
Is a bursary the same as a scholarship?
No. A bursary is based on financial need, while a scholarship is based on merit or achievement.
Do you pay back a bursary or scholarship?
Bursaries do not need repayment unless the student breaks the rules. Scholarships do not require repayment but may have performance conditions.
What are the two types of bursaries?
1. Partial bursary that covers tuition & books
2. Full bursary that covers tuition, accommodation, meals, books, etc.
What are the benefits of getting a bursary?
A bursary helps cover education costs like tuition, books, and sometimes accommodation, which reduces financial stress and allows students to focus on their studies.
How do you get a bursary?
You get a bursary by applying through the funding organisation and meeting their eligibility requirements, which usually include financial need and academic or course-related criteria.
Who does not qualify for a bursary?
Students who do not meet income limits, academic requirements, or specific course conditions set by the bursary provider will not qualify.
Which is easier to get?
Bursaries focus on need, which may make them accessible to a wider group. Scholarships are more competitive because they reward excellence.
Final Thoughts
Choosing between a bursary and a scholarship depends on your personal situation, not just your grades. Bursaries are designed to support students who need financial help, while scholarships reward academic or personal achievement. Understanding the difference helps you focus on the options that give you the best chance of being funded. When you apply for the right type of support, you increase both your success and your peace of mind.
Varsha Asrani is a lecturer and education writer with experience as Visiting Faculty at AUPP and ATMC College, and as a Lecturer with TalentEdge and UpGrad. She is the Founder of the Asrani Institute of Education and Counselling. Varsha specializes in scholarships, e-learning, and career guidance for African students and professionals, and regularly visits Africa to gather first-hand insights that shape her research and articles.
